1. What is Klarna Pay Over Time?
Klarna Pay Over Time gives you flexible payment options for your windshield replacement or repair. The most common option, Pay in 4, lets you split your purchase into four equal, interest-free payments charged every two weeks.
2. What is Klarna Pay in 4?
Pay in 4 divides your total cost into four equal payments. You’ll pay the first installment at checkout, and the remaining three automatically every two weeks.
3. Do I pay any interest or fees?
No. Klarna Pay in 4 is always interest-free as long as payments are made on time. Klarna may charge a small late fee if a payment is missed.
4. How do I use Klarna Pay in 4?
Select Klarna at checkout. Klarna will perform a quick eligibility check. Approval happens in seconds—no lengthy application required.
5. Will applying affect my credit score?
Klarna performs a soft credit check when you apply, which does not impact your credit score. However, missed payments could be reported to credit bureaus.
6. How are payments collected?
Your debit or credit card will be automatically charged every two weeks for the remaining installments. Klarna sends reminders before each payment.
7. Can I change my payment card?
Yes. You can update your payment card anytime in the Klarna app. You can track your schedule, make payments, and update your details in the app as well.
8. What if I miss a payment?
Klarna may charge a late fee if you miss a payment, and your account may be temporarily paused until it’s resolved.
9. Can I pay off my balance early?
Absolutely. You can pay the remaining amount early at any time through the Klarna app or website with no extra cost.
10. Is my purchase refundable?
Windshield installations are not eligible for return once completed. If there’s an issue with your installation, please contact your glass shop directly for assistance.